Can I use your phone? http://xhamstercom.in.net/ xmaster According to Vanguard, “the average professional investor has persistently demonstrated an inability to time the market.” Vanguard cited two seminal studies. One showed meaningful market-timing ability in only one of 57 mutual funds. Another found evidence of market-timing skill in only three out of 116 mutual funds studied. They also referenced additional studies showing investment newsletters, pension funds, investment clubs and professional market-timers “failed to demonstrate consistent success with market-timing strategies." If the professionals have this dismal of a record, how do you like the chances of you and your broker?