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U.S. District Judge Jed Rakoff in Manhattan rejected thesettlement in November 2011, criticizing a provision in whichthe bank neither admitted nor denied wrongdoing. An appeal ofthat ruling is pending.
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As confidence returns to the housing market, banks appear to be turning again to savers to increase their ability to lend. They have chosen to increase fixed rates, rather than easy-access deals, because it has become more expensive to get funding for this length of time elsewhere.
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What happens on the border could affect broad swaths of the U.S. economy, Rosenberg said. Mexico is the third-ranked country for imports into the United States, and it is the second-largest market for U.S. goods abroad. It is the first- or second-ranked destination for exports from 22 states.
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Home values are rising as more people are bidding on a scarce supply of houses for sale. Steady price increases, along with stable job gains and historically low mortgage rates, have in turn encouraged more Americans to buy homes.